FAQ

Personal loans arranged from the comfort of your home. 

Manitoba, Canada

Q: Can I apply for a Valet Credit Loan?

A: Yes, If you are 18 years of age or older, a Canadian resident and can provide proof of income.

Q: Are used items eligible to finance? 

A: Absolutely !

Q: How long will a credit decision take?

A: We pride ourselves on an extremely fast response time, 24 hours would be the maximum, often within 2 hours.

Q: How do I apply for a Valet Credit Loan?

A: You can apply through our "Rapid Approval Process" online, or contact us directly.

Q: Do I need to have a great credit history?

A: We have programs to accommodate all levels of credit. We offer rates as low as 0%.

Q: Can I make bi-weekly payments?

A: We can accommodate bi-weekly, weekly, monthly, or semi-monthly payments.

Q: How do I make payments?

A: Payments will be drawn automatically from your checking account?

Q: How do I change where my payments are drawn?

A: Provide us with a new voided cheque or auto debit form.

Q: What happens if I miss a payment?

A: You will be charged an NSF fee as stipulated in your contract.

Q: Can I pay out my loan early?

A: Yes, as stipulated in your contract, you can prepay any amounts at anytime without penalty.

Q: Can I contact you with any other questions?

A: Absolutely, we are happy to help. Contact us by your preferred method.